How long does credit counseling take?

Your credit files are like your fingerprints. They are unique to you. No two clients are the same. Each case varies, and the credit bureaus response to each communication varies, therefore, it would be improper for us to say how long any individual case would require.

However, if the credit reports are received promptly, you should see impressive results in as little as 30-90 days. After that, progress should be steady.

The speed of your progress can be greatly affected by your participation, the nature of your case, and the level of credit bureau cooperation. Sending your reports promptly to our office while we are handling your case is a necessary step in the process of restoring your good credit.

Does running another credit check really ding my score?

No, running your own consumer report doesn’t hurt your score.

How will I know when you disputed an inaccuracy on my behalf?

Our new system gives you a private dashboard so you can check activity as it happens. You will have access to your client portal 24/7 with your own personal log-in information.

What if all my negative items are accurate?

There are more opportunities for change and growth than you might think. Here's why. Creditors sell very critical information about you every day. It's information that can affect almost everything in your life, from your car payment to your house to your job. So, it's important to make sure that that information is as substantiated, timely, accurate and fair to you as absolutely possible. This is where our expertise comes in. It's my job to help you assess the items on your credit report and then intervene with your creditors to help uphold these standards regarding the information they report about you.

How does the money back guarantee work?

Client’s active participation in providing requested documents, forms, and information including investigation results, as set forth in the agreement is essential for the accomplishment of an accurate credit report. If r.r.r finances does not cause any change or delete any item of information whatsoever on Client’s credit reports during at-least a 6-month span, Client may request a refund of fees paid in proportion to services rendered. simply contact us for your refund.

Disclaimer

If during the processing of your credit reports, you have a new derogatory account report, miss a payment, carry credit card balances over 30%, and have over (5) new credit inquiries, the refund will be voided.